P

PassTo (Swift Payment Technologies)

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
vs Custom
Features

0 shared

1 unique to PassTo (Swift Payment Technologies) · 5 unique to A-Pay
Regions

4 shared

2 unique to A-Pay
Pay methods

2 shared

16 unique to A-Pay
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 18 payment methods · 6 regions. We don't rank these — they're here for reference.
PassTo (Swift Payment Technologies)
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Settlement
Time to receive funds
1–2 business days
Founded
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
Webhook Support
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
High Risk Accepted Unique
Instant Sandbox Unique
Low Fees Unique
Recurring Payments Unique
Startup Friendly Unique
Payment Methods
A-Pay leads (18 vs 2)
Ach Unique
Alipay Unique
Amex Unique
Apple Pay Unique
Bank Transfer Unique
Crypto Unique
Google Pay Unique
Ideal Unique
Klarna Unique
Mastercard
Mobile Money Unique
Paypal Unique
Pix Unique
Sepa Unique
Sofort Unique
Upi Unique
Visa
Wechat Pay Unique
Regions
A-Pay leads (6 vs 4)
Africa
Asia
Europe
Latin America Unique
Middle East Unique
Southeast Asia

PassTo (Swift Payment Technologies) is best when you...

Need Low Fees
Not available with A-Pay
View PassTo (Swift Payment Technologies)

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PassTo (Swift Payment Technologies)
Need High Risk Accepted
Not available with PassTo (Swift Payment Technologies)
Want coverage in Latin America, Middle East
PassTo (Swift Payment Technologies) doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PassTo (Swift Payment Technologies) and A-Pay?
PassTo (Swift Payment Technologies) is best for online payments, while A-Pay is best for Global Multi-Currency Payment Gateway. PassTo (Swift Payment Technologies) charges custom pricing and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, PassTo (Swift Payment Technologies) or A-Pay?
PassTo (Swift Payment Technologies) charges custom pricing while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both PassTo (Swift Payment Technologies) and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. PassTo (Swift Payment Technologies) and A-Pay can complement each other.
How do PassTo (Swift Payment Technologies) and A-Pay differ in their focus?
PassTo (Swift Payment Technologies) is focused on online payments, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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