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P

PassTo (Swift Payment Technologies)

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

0 shared

1 unique to PassTo (Swift Payment Technologies) · 2 unique to Alipay
Regions

4 shared

4 unique to Alipay
Pay methods

2 shared

5 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 5 more than PassTo (Swift Payment Technologies). Verify directly with each provider before signing.

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3 features · 7 payment methods · 8 regions. We don't rank these — they're here for reference.
PassTo (Swift Payment Technologies)
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
—
2004
Headquarters
London, United Kingdom
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 2)
Alipay Unique
—
✓
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

PassTo (Swift Payment Technologies) is best when you...

Need Low Fees
Not available with Alipay
View PassTo (Swift Payment Technologies)

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with PassTo (Swift Payment Technologies)
Need Instant Payout
Not available with PassTo (Swift Payment Technologies)
Want coverage in Latin America, Middle East, North America, Oceania
PassTo (Swift Payment Technologies) doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between PassTo (Swift Payment Technologies) and Alipay?
They share 2 payment methods and 4 regions. Alipay adds Alipay, Digital Wallet, JCB and 2 more that PassTo (Swift Payment Technologies) does not list; Alipay also covers Latin America, Middle East and 2 more; only PassTo (Swift Payment Technologies) offers Low Fees; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, PassTo (Swift Payment Technologies) or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use PassTo (Swift Payment Technologies) and Alipay?
PassTo (Swift Payment Technologies) lists 4 regions and 2 payment methods; Alipay lists 8 and 7. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PassTo (Swift Payment Technologies) and Alipay compare on integration and settlement?
Alipay offers a sandbox, PassTo (Swift Payment Technologies) does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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