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PassTo (Swift Payment Technologies)

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
Custom vs 0.99%–2.69%
Features

1 shared

7 unique to Paypercut
Regions

1 shared

3 unique to PassTo (Swift Payment Technologies)
Pay methods

2 shared

9 unique to Paypercut
On fees

PassTo (Swift Payment Technologies) uses custom pricing, quoted on engagement. Paypercut publishes 0.99%–2.69% from. Verify directly with each provider before signing.

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Show full specs
8 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
PassTo (Swift Payment Technologies)
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
Custom
0.99%–2.69%
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2025
Headquarters
London, United Kingdom
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Paypercut leads (8 vs 1)
Instant Sandbox Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paypercut leads (11 vs 2)
Apple Pay Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Payment Link Unique
—
✓
Qr Code Unique
—
✓
Visa
✓
✓
Regions
PassTo (Swift Payment Technologies) leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Southeast Asia Unique
✓
—

PassTo (Swift Payment Technologies) is best when you...

Want coverage in Africa, Asia, Southeast Asia
Paypercut doesn't cover these regions
View PassTo (Swift Payment Technologies)

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with PassTo (Swift Payment Technologies)
Need Marketplace Support
Not available with PassTo (Swift Payment Technologies)
View Paypercut

Frequently Asked Questions

What is the difference between PassTo (Swift Payment Technologies) and Paypercut?
They share 2 payment methods and 1 region. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 6 more that PassTo (Swift Payment Technologies) does not list; PassTo (Swift Payment Technologies) also covers Africa, Asia and 1 more; only Paypercut offers Instant Sandbox, Marketplace Support and 5 more.
Which is cheaper, PassTo (Swift Payment Technologies) or Paypercut?
PassTo (Swift Payment Technologies) has custom pricing quoted on engagement; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PassTo (Swift Payment Technologies) and Paypercut?
PassTo (Swift Payment Technologies) lists 4 regions and 2 payment methods; Paypercut lists 1 and 11. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PassTo (Swift Payment Technologies) and Paypercut compare on integration and settlement?
Paypercut publishes a settlement time of 1–2 business days.

Are you PassTo (Swift Payment Technologies) or Paypercut?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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