Tala

Tala

Emerging Market Micro-Lending

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

3 shared

1 unique to Tala · 1 unique to dLocal
Pay methods

0 shared

1 unique to Tala · 10 unique to dLocal

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Show full specs
2 features · 11 payment methods · 5 regions. We don't rank these — they're here for reference.
Tala Tala
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2011
2016
Headquarters
United States
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 1)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa Unique
—
✓
Regions
Africa
✓
✓
Asia
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

Tala is best when you...

Emerging Market Micro-Lending
Want coverage in Southeast Asia
dLocal doesn't cover this region
View Tala

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Tala
Want coverage in Middle East
Tala doesn't cover this region
View dLocal

Frequently Asked Questions

What is the difference between Tala and dLocal?
They share 0 payment methods and 3 regions. Tala adds Mobile Money that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 7 more that Tala does not list; Tala also covers Southeast Asia; dLocal also covers Middle East.
Which is cheaper, Tala or dLocal?
Tala has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Tala and dLocal?
Tala lists 4 regions and 1 payment method; dLocal lists 4 and 10. both cover Africa, Asia, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tala and dLocal compare on integration and settlement?
dLocal offers a sandbox, Tala does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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