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T

TalkRemit

VS

dLocal

Emerging Markets

dLocal
Fees from
No hidden fees; transfer charge plus FX margin. Company claims fees below 7-10% global remittance average. No published fee table. vs 3-7% all-inclusive
Features

0 shared

2 unique to dLocal
Regions

0 shared

2 unique to TalkRemit · 4 unique to dLocal
Pay methods

2 shared

8 unique to dLocal
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2 features · 10 payment methods · 6 regions. We don't rank these — they're here for reference.
TalkRemit
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
No hidden fees; transfer charge plus FX margin. Company claims fees below 7-10% global remittance average. No published fee table.
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2016
2016
Headquarters
—
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
dLocal leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 2)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—

TalkRemit is best when you...

Want coverage in Europe, North America
dLocal doesn't cover these regions
View TalkRemit

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with TalkRemit
Need Instant Payout
Not available with TalkRemit
Want coverage in Africa, Asia, Latin America, Middle East
TalkRemit doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between TalkRemit and dLocal?
They share 2 payment methods and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 5 more that TalkRemit does not list; TalkRemit also covers Europe, North America; dLocal also covers Africa, Asia and 2 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, TalkRemit or dLocal?
TalkRemit has published rates from No hidden fees; transfer charge plus FX margin. Company claims fees below 7-10% global remittance average. No published fee table.; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TalkRemit and dLocal?
TalkRemit lists 2 regions and 2 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TalkRemit and dLocal compare on integration and settlement?
dLocal offers a sandbox, TalkRemit does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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