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TantumPay

TantumPay

Businesses in the EEA, including platforms and marketplaces, crypto/Web3 firms, holding/foundation/trust structures and SaaS companies, that need dedicated multi-currency IBAN e-money accounts alongside online payment acceptance.

VS

ifthenpay

Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.

ifthenpay
Fees from
— vs Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.
Features

0 shared

Regions

0 shared

Pay methods

4 shared

4 unique to TantumPay · 4 unique to ifthenpay
On region

Not enough published data on regional coverage for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 12 payment methods · 0 regions. We don't rank these — they're here for reference.
TantumPay TantumPay
ifthenpay ifthenpay
Quick Facts
Fees
Standard transaction rate
—
Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.
Settlement
Time to receive funds
—
Receive the paid amounts daily, minus commissions
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Apple Pay
✓
✓
Digital Wallet Unique
✓
—
Direct Debit Unique
—
✓
Google Pay
✓
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Pix Unique
—
✓
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Swift Unique
✓
—
Visa
✓
✓
Regions

TantumPay is best when you...

Businesses in the EEA, including platforms and marketplaces, crypto/Web3 firms, holding/foundation/trust structures and SaaS companies, that need dedicated multi-currency IBAN e-money accounts alongside online payment acceptance.
View TantumPay

ifthenpay is best when you...

Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.
View ifthenpay

Frequently Asked Questions

What is the difference between TantumPay and ifthenpay?
They share 4 payment methods and 0 regions. TantumPay adds Digital Wallet, SEPA, SEPA Instant and 1 more that ifthenpay does not list; ifthenpay adds Direct Debit, MB WAY, Multibanco and 1 more that TantumPay does not list.
Which is cheaper, TantumPay or ifthenpay?
TantumPay has no published rate; ifthenpay has published rates from Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TantumPay and ifthenpay?
TantumPay lists 0 regions and 8 payment methods; ifthenpay lists 0 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TantumPay and ifthenpay compare on integration and settlement?
ifthenpay publishes a settlement time of Receive the paid amounts daily, minus commissions.

Are you TantumPay or ifthenpay?

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