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Tap Payments

Tap Payments

GCC Region Payments

VS

Flutterwave

Pan-African Payments

Flutterwave
Fees from
2.0%-2.75% per transaction vs 1.4% (local), 3.8% (international)
Features

2 shared

2 unique to Flutterwave
Regions

0 shared

1 unique to Tap Payments · 1 unique to Flutterwave
Pay methods

4 shared

2 unique to Tap Payments · 12 unique to Flutterwave

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Show full specs
4 features · 18 payment methods · 2 regions. We don't rank these — they're here for reference.
Tap Payments Tap Payments
Flutterwave Flutterwave
Quick Facts
Fees
Standard transaction rate
2.0%-2.75% per transaction
1.4% (local), 3.8% (international)
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
2013
2016
Headquarters
Kuwait City, Kuwait
San Francisco, California / Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Flutterwave leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox
✓
✓
Startup Friendly
✓
✓
Payment Methods
Flutterwave leads (16 vs 6)
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
—
✓
Knet Unique
✓
—
M Pesa Unique
—
✓
Mada Unique
✓
—
Mastercard Unique
—
✓
Mobile Money
✓
✓
Payment Link Unique
—
✓
Pos Unique
—
✓
Qr Code Unique
—
✓
Ussd Unique
—
✓
Verve Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
Africa Unique
—
✓
Middle East Unique
✓
—

Tap Payments is best when you...

GCC Region Payments
Want coverage in Middle East
Flutterwave doesn't cover this region
View Tap Payments

Flutterwave is best when you...

Pan-African Payments
Need Enterprise
Not available with Tap Payments
Need Instant Payout
Not available with Tap Payments
Want coverage in Africa
Tap Payments doesn't cover this region
View Flutterwave

Frequently Asked Questions

What is the difference between Tap Payments and Flutterwave?
They share 4 payment methods and 0 regions. Tap Payments adds KNET, Mada that Flutterwave does not list; Flutterwave adds Amex, Bank Transfer, Google Pay and 9 more that Tap Payments does not list; Tap Payments also covers Middle East; Flutterwave also covers Africa.
Which is cheaper, Tap Payments or Flutterwave?
Tap Payments has published rates from 2.0%-2.75% per transaction; Flutterwave has published rates from 1.4% (local), 3.8% (international). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Tap Payments and Flutterwave?
Tap Payments lists 1 region and 6 payment methods; Flutterwave lists 1 and 16. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tap Payments and Flutterwave compare on integration and settlement?
both offer a sandbox; both support webhooks; Tap Payments settles in 2–3 business days, Flutterwave in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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