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TapPay

TapPay

Conversion optimization

VS

dLocal

Emerging Markets

dLocal
Fees from
2.3-2.8% vs 3-7% all-inclusive
Features

0 shared

1 unique to TapPay · 2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

2 shared

5 unique to TapPay · 8 unique to dLocal
On settlement

TapPay settles in 3–5 business days; dLocal settles in 2–7 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 15 payment methods · 4 regions. We don't rank these — they're here for reference.
TapPay TapPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
2.3-2.8%
3-7% all-inclusive
Settlement
Time to receive funds
3–5 business days
2–7 business days
Founded
2015
2016
Headquarters
Taipei, Taiwan
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 7)
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Samsung Pay Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

TapPay is best when you...

Conversion optimization
Need Startup Friendly
Not available with dLocal
View TapPay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with TapPay
Need Instant Payout
Not available with TapPay
Want coverage in Africa, Latin America, Middle East
TapPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between TapPay and dLocal?
They share 2 payment methods and 1 region. TapPay adds Apple Pay, Google Pay, JCB and 2 more that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 5 more that TapPay does not list; dLocal also covers Africa, Latin America and 1 more; only TapPay offers Startup Friendly.
Which is cheaper, TapPay or dLocal?
TapPay has published rates from 2.3-2.8%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TapPay and dLocal?
TapPay lists 1 region and 7 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TapPay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; TapPay settles in 3–5 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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