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TapPay

TapPay

Conversion optimization

VS

Pine Labs

Indian Merchant Commerce

Pine Labs
Fees from
2.3-2.8% vs Custom
Features

0 shared

1 unique to TapPay · 1 unique to Pine Labs
Regions

1 shared

1 unique to Pine Labs
Pay methods

0 shared

7 unique to TapPay · 7 unique to Pine Labs
On region

Pine Labs covers 2 regions; TapPay covers 1. Verify directly with each provider before signing.

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Show full specs
2 features · 14 payment methods · 2 regions. We don't rank these — they're here for reference.
TapPay TapPay
Pine Labs Pine Labs
Quick Facts
Fees
Standard transaction rate
2.3-2.8%
Custom
Settlement
Time to receive funds
3–5 business days
1–2 business days
Founded
2015
1998
Headquarters
Taipei, Taiwan
Noida, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Apple Pay Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard Unique
✓
—
Mobile Wallet Unique
—
✓
Pos Unique
—
✓
Qr Code Unique
—
✓
Samsung Pay Unique
✓
—
Upi Unique
—
✓
Visa Unique
✓
—
Regions
Pine Labs leads (2 vs 1)
Asia
✓
✓
Southeast Asia Unique
—
✓

TapPay is best when you...

Conversion optimization
Need Startup Friendly
Not available with Pine Labs
View TapPay

Pine Labs is best when you...

Indian Merchant Commerce
Need Enterprise
Not available with TapPay
Want coverage in Southeast Asia
TapPay doesn't cover this region
View Pine Labs

Frequently Asked Questions

What is the difference between TapPay and Pine Labs?
They share 0 payment methods and 1 region. TapPay adds Apple Pay, Google Pay, JCB and 4 more that Pine Labs does not list; Pine Labs adds Contactless, Credit Card, Debit Card and 4 more that TapPay does not list; Pine Labs also covers Southeast Asia; only TapPay offers Startup Friendly.
Which is cheaper, TapPay or Pine Labs?
TapPay has published rates from 2.3-2.8%; Pine Labs has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TapPay and Pine Labs?
TapPay lists 1 region and 7 payment methods; Pine Labs lists 2 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TapPay and Pine Labs compare on integration and settlement?
both offer a sandbox; both support webhooks; TapPay settles in 3–5 business days, Pine Labs in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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