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T

Tawakal Express

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

5 unique to A-Pay
Regions

4 shared

2 unique to Tawakal Express · 2 unique to A-Pay
Pay methods

0 shared

1 unique to Tawakal Express · 19 unique to A-Pay
On settlement

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Show full specs
5 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Tawakal Express
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 1)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Cash Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Tawakal Express is best when you...

Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Tawakal Express

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Tawakal Express
Need High Risk Accepted
Not available with Tawakal Express
Want coverage in Latin America, Southeast Asia
Tawakal Express doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Tawakal Express and A-Pay?
They share 0 payment methods and 4 regions. Tawakal Express adds Cash that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 16 more that Tawakal Express does not list; Tawakal Express also covers North America, Oceania; A-Pay also covers Latin America, Southeast Asia.
Which is cheaper, Tawakal Express or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Tawakal Express and A-Pay?
Tawakal Express lists 6 regions and 1 payment method; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tawakal Express and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Tawakal Express does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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