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TeamApt (Moniepoint)

TeamApt (Moniepoint)

Nigerian Business Banking

VS

Pesapal

East African Payments

Pesapal
Fees from
Transaction-based fees vs 1.5%-3.5% per transaction
Features

1 shared

1 unique to TeamApt (Moniepoint)
Regions

1 shared

Pay methods

4 shared

2 unique to TeamApt (Moniepoint) · 5 unique to Pesapal
On fees

TeamApt (Moniepoint) publishes Transaction-based fees from. Pesapal publishes 1.5%-3.5% per transaction from. Verify directly with each provider before signing.

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Show full specs
2 features · 11 payment methods · 1 regions. We don't rank these — they're here for reference.
TeamApt (Moniepoint) TeamApt (Moniepoint)
Pesapal Pesapal
Quick Facts
Fees
Standard transaction rate
Transaction-based fees
1.5%-3.5% per transaction
Settlement
Time to receive funds
Instant
Next business day
Founded
2015
2009
Headquarters
Lagos, Nigeria
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
TeamApt (Moniepoint) leads (2 vs 1)
Instant Payout Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Pesapal leads (9 vs 6)
Bank Transfer
✓
✓
Bill Payment Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
—
✓
M Pesa Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet
✓
✓
Nfc Unique
—
✓
Pos Unique
✓
—
Visa Unique
—
✓
Regions
Africa
✓
✓

TeamApt (Moniepoint) is best when you...

Nigerian Business Banking
Need Instant Payout
Not available with Pesapal
View TeamApt (Moniepoint)

Pesapal is best when you...

East African Payments
View Pesapal

Frequently Asked Questions

What is the difference between TeamApt (Moniepoint) and Pesapal?
They share 4 payment methods and 1 region. TeamApt (Moniepoint) adds Bill Payment, POS that Pesapal does not list; Pesapal adds Google Pay, M-Pesa, Mastercard and 2 more that TeamApt (Moniepoint) does not list; only TeamApt (Moniepoint) offers Instant Payout.
Which is cheaper, TeamApt (Moniepoint) or Pesapal?
TeamApt (Moniepoint) has published rates from Transaction-based fees; Pesapal has published rates from 1.5%-3.5% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TeamApt (Moniepoint) and Pesapal?
TeamApt (Moniepoint) lists 1 region and 6 payment methods; Pesapal lists 1 and 9. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TeamApt (Moniepoint) and Pesapal compare on integration and settlement?
both offer a sandbox; both support webhooks; TeamApt (Moniepoint) settles in Instant, Pesapal in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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