TeamApt (Moniepoint)

TeamApt (Moniepoint)

Nigerian Business Banking

VS

PicPay

Brazilian Social Payments

PicPay
Fees from
Transaction-based fees vs Merchant fees from 1.99%
Features

2 shared

1 unique to PicPay
Regions

0 shared

1 unique to TeamApt (Moniepoint) · 1 unique to PicPay
Pay methods

4 shared

2 unique to TeamApt (Moniepoint) · 3 unique to PicPay
On settlement

TeamApt (Moniepoint) settles in Instant; PicPay settles in 1–2 business days. Verify directly with each provider before signing.

2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
TeamApt (Moniepoint) TeamApt (Moniepoint)
PicPay PicPay
Quick Facts
Fees
Standard transaction rate
Transaction-based fees
Merchant fees from 1.99%
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2015
2012
Headquarters
Lagos, Nigeria
São Paulo, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PicPay leads (3 vs 2)
Instant Payout
✓
✓
Low Fees Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
PicPay leads (7 vs 6)
Bank Transfer
✓
✓
Bill Payment Unique
✓
—
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Mobile Wallet
✓
✓
Pix Unique
—
✓
Pos Unique
✓
—
Qr Code Unique
—
✓
Regions
Africa Unique
✓
—
Latin America Unique
—
✓

TeamApt (Moniepoint) is best when you...

Nigerian Business Banking
Want coverage in Africa
PicPay doesn't cover this region
View TeamApt (Moniepoint)

PicPay is best when you...

Brazilian Social Payments
Need Low Fees
Not available with TeamApt (Moniepoint)
Want coverage in Latin America
TeamApt (Moniepoint) doesn't cover this region
View PicPay

Frequently Asked Questions

What is the difference between TeamApt (Moniepoint) and PicPay?
They share 4 payment methods and 0 regions. TeamApt (Moniepoint) adds Bill Payment, POS that PicPay does not list; PicPay adds Boleto, PIX, QR Code that TeamApt (Moniepoint) does not list; TeamApt (Moniepoint) also covers Africa; PicPay also covers Latin America.
Which is cheaper, TeamApt (Moniepoint) or PicPay?
TeamApt (Moniepoint) has published rates from Transaction-based fees; PicPay has published rates from Merchant fees from 1.99%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TeamApt (Moniepoint) and PicPay?
TeamApt (Moniepoint) lists 1 region and 6 payment methods; PicPay lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TeamApt (Moniepoint) and PicPay compare on integration and settlement?
both offer a sandbox; both support webhooks; TeamApt (Moniepoint) settles in Instant, PicPay in 1–2 business days.

Are you TeamApt (Moniepoint) or PicPay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →