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TFI Ecommpay

TFI Ecommpay

Corporate clients that need multicurrency IBAN accounts, cross-border SWIFT/SEPA payments, currency conversions and FX hedging.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR. vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

2 shared

1 unique to TFI Ecommpay · 17 unique to A-Pay
On fees

TFI Ecommpay publishes Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR. from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
TFI Ecommpay TFI Ecommpay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR.
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

TFI Ecommpay is best when you...

Corporate clients that need multicurrency IBAN accounts, cross-border SWIFT/SEPA payments, currency conversions and FX hedging.
View TFI Ecommpay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with TFI Ecommpay
Need High Risk Accepted
Not available with TFI Ecommpay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
TFI Ecommpay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between TFI Ecommpay and A-Pay?
They share 2 payment methods and 0 regions. TFI Ecommpay adds SWIFT that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that TFI Ecommpay does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, TFI Ecommpay or A-Pay?
TFI Ecommpay has published rates from Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TFI Ecommpay and A-Pay?
TFI Ecommpay lists 0 regions and 3 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TFI Ecommpay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, TFI Ecommpay does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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