TFI Ecommpay
Corporate clients that need multicurrency IBAN accounts, cross-border SWIFT/SEPA payments, currency conversions and FX hedging.
VS
Stripe
SaaS & Developers
Fees from
Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR. vs 1.5%–3.15% + 1.8 SEK
Features
0 shared
6 unique to Stripe
Regions
0 shared
7 unique to Stripe
Pay methods
2 shared
1 unique to TFI Ecommpay · 18 unique to Stripe
On region
Stripe covers 7 regions; TFI Ecommpay covers 0. Verify directly with each provider before signing.
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Show full specs 6 features · 21 payment methods · 7 regions. We
don't rank these — they're here for reference.
Show full specs
6 features · 21 payment methods · 7 regions. We
don't rank these — they're here for reference.
TFI Ecommpay StripeQuick Facts
Fees
Standard transaction rate
Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR.
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
—
2–4 business days
Founded
—
2010
Headquarters
—
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features Stripe leads (6 vs 0)
Stripe leads (6 vs 0)Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods Stripe leads (20 vs 3)
Stripe leads (20 vs 3)Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Sepa
✓
✓
Stablecoin Unique
—
✓
Swift Unique
✓
—
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions Stripe leads (7 vs 0)
Stripe leads (7 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
TFI Ecommpay is best when you...
Corporate clients that need multicurrency IBAN accounts, cross-border SWIFT/SEPA payments, currency conversions and FX hedging.
Stripe is best when you...
SaaS & Developers
Need Crypto Support
Not available with TFI Ecommpay
Need Enterprise
Not available with TFI Ecommpay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
TFI Ecommpay doesn't cover these regions
Frequently Asked Questions
What is the difference between TFI Ecommpay and Stripe?
They share 2 payment methods and 0 regions. TFI Ecommpay adds SWIFT that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 15 more that TFI Ecommpay does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, TFI Ecommpay or Stripe?
TFI Ecommpay has published rates from Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR.; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TFI Ecommpay and Stripe?
TFI Ecommpay lists 0 regions and 3 payment methods; Stripe lists 7 and 20. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TFI Ecommpay and Stripe compare on integration and settlement?
Stripe offers a sandbox, TFI Ecommpay does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.
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