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T

The Payments Factory

VS

CIBC

C
Fees from
Custom vs Custom
Features

0 shared

Regions

1 shared

1 unique to CIBC
Pay methods

3 shared

2 unique to CIBC

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0 features · 5 payment methods · 2 regions. We don't rank these — they're here for reference.
The Payments Factory
CIBC
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
2017
1961
Headquarters
—
Toronto, Canada
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
CIBC leads (5 vs 3)
Ach Unique
—
✓
Interac Unique
—
✓
Mastercard
✓
✓
Sepa
✓
✓
Visa
✓
✓
Regions
CIBC leads (2 vs 1)
Europe
✓
✓
North America Unique
—
✓

The Payments Factory is best when you...

View The Payments Factory

CIBC is best when you...

Want coverage in North America
The Payments Factory doesn't cover this region
View CIBC

Frequently Asked Questions

What is the difference between The Payments Factory and CIBC?
They share 3 payment methods and 1 region. CIBC adds ACH, Interac that The Payments Factory does not list; CIBC also covers North America.
Which is cheaper, The Payments Factory or CIBC?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use The Payments Factory and CIBC?
The Payments Factory lists 1 region and 3 payment methods; CIBC lists 2 and 5. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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