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T

The Payments Factory

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Custom vs Custom
Features

0 shared

1 unique to FIS
Regions

1 shared

5 unique to FIS
Pay methods

2 shared

1 unique to The Payments Factory · 12 unique to FIS
On licensing

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Show full specs
1 features · 15 payment methods · 6 regions. We don't rank these — they're here for reference.
The Payments Factory
FIS FIS
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2017
1968
Headquarters
—
Jacksonville, Florida, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
FIS leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
FIS leads (14 vs 3)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Sepa Unique
✓
—
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
FIS leads (6 vs 1)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

The Payments Factory is best when you...

View The Payments Factory

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with The Payments Factory
Want coverage in Asia, Latin America, North America, Oceania, Southeast Asia
The Payments Factory doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between The Payments Factory and FIS?
They share 2 payment methods and 1 region. The Payments Factory adds SEPA that FIS does not list; FIS adds ACH, Amex, Apple Pay and 9 more that The Payments Factory does not list; FIS also covers Asia, Latin America and 3 more; only FIS offers Enterprise.
Which is cheaper, The Payments Factory or FIS?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use The Payments Factory and FIS?
The Payments Factory lists 1 region and 3 payment methods; FIS lists 6 and 14. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do The Payments Factory and FIS compare on integration and settlement?
FIS offers a sandbox, The Payments Factory does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

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