The Payments Factory vs Grey Finance

The Payments Factory

Grey Finance

Emerging market workers, freelancers, and global businesses

Fees from

Custom vs Variable by payment method and corridor; FX charges apply

Features

0 shared

3 unique to Grey Finance

Regions

0 shared

1 unique to The Payments Factory · 4 unique to Grey Finance

Pay methods

0 shared

3 unique to The Payments Factory · 3 unique to Grey Finance

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3 features · 6 payment methods · 5 regions. We don't rank these — they're here for reference.

The Payments Factory

Grey Finance

Quick Facts

Fees

Standard transaction rate

Custom

Variable by payment method and corridor; FX charges apply

Settlement

Time to receive funds

—

1–2 business days

Founded

2017

2020

Headquarters

—

Wilmington, Delaware

Sandbox / Test Mode

—

Webhook Support

—

Features

Grey Finance leads (3 vs 0)

Crypto Support Unique

—

✓

Instant Payout Unique

—

✓

Low Fees Unique

—

✓

Payment Methods

Ach Unique

—

✓

Bank Transfer Unique

—

✓

Mastercard Unique

✓

—

Sepa Unique

✓

—

Virtual Card Unique

—

✓

Visa Unique

✓

—

Regions

Grey Finance leads (4 vs 1)

Africa Unique

—

✓

Asia Unique

—

✓

Europe Unique

✓

—

Latin America Unique

—

✓

Southeast Asia Unique

—

✓

The Payments Factory is best when you...

Want coverage in Europe

Grey Finance doesn't cover this region

View The Payments Factory

Grey Finance is best when you...

Emerging market workers, freelancers, and global businesses

Need Crypto Support

Not available with The Payments Factory

Need Instant Payout

Not available with The Payments Factory

Want coverage in Africa, Asia, Latin America, Southeast Asia

The Payments Factory doesn't cover these regions

View Grey Finance

Frequently Asked Questions

What is the difference between The Payments Factory and Grey Finance?

They share 0 payment methods and 0 regions. The Payments Factory adds Mastercard, SEPA, Visa that Grey Finance does not list; Grey Finance adds ACH, Bank Transfer, Virtual Card that The Payments Factory does not list; The Payments Factory also covers Europe; Grey Finance also covers Africa, Asia and 2 more.

Which is cheaper, The Payments Factory or Grey Finance?

The Payments Factory has custom pricing quoted on engagement; Grey Finance has published rates from Variable by payment method and corridor; FX charges apply. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use The Payments Factory and Grey Finance?

The Payments Factory lists 1 region and 3 payment methods; Grey Finance lists 4 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do The Payments Factory and Grey Finance compare on integration and settlement?

Grey Finance publishes a settlement time of 1–2 business days.

Are you The Payments Factory or Grey Finance?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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