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T

The Payments Factory

VS

Salt Edge

European Open Banking

Salt Edge
Fees from
Custom vs Custom
Features

0 shared

1 unique to Salt Edge
Regions

1 shared

1 unique to Salt Edge
Pay methods

1 shared

2 unique to The Payments Factory · 1 unique to Salt Edge
On licensing

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Show full specs
1 features · 4 payment methods · 2 regions. We don't rank these — they're here for reference.
The Payments Factory
Salt Edge Salt Edge
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Varies by provider
Founded
2017
2013
Headquarters
—
Victoria, Canada
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Salt Edge leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
The Payments Factory leads (3 vs 2)
Bank Transfer Unique
—
✓
Mastercard Unique
✓
—
Sepa
✓
✓
Visa Unique
✓
—
Regions
Salt Edge leads (2 vs 1)
Europe
✓
✓
North America Unique
—
✓

The Payments Factory is best when you...

View The Payments Factory

Salt Edge is best when you...

European Open Banking
Need Enterprise
Not available with The Payments Factory
Want coverage in North America
The Payments Factory doesn't cover this region
View Salt Edge

Frequently Asked Questions

What is the difference between The Payments Factory and Salt Edge?
They share 1 payment method and 1 region. The Payments Factory adds Mastercard, Visa that Salt Edge does not list; Salt Edge adds Bank Transfer that The Payments Factory does not list; Salt Edge also covers North America; only Salt Edge offers Enterprise.
Which is cheaper, The Payments Factory or Salt Edge?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use The Payments Factory and Salt Edge?
The Payments Factory lists 1 region and 3 payment methods; Salt Edge lists 2 and 2. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do The Payments Factory and Salt Edge compare on integration and settlement?
Salt Edge offers a sandbox, The Payments Factory does not list one; Salt Edge supports webhooks; Salt Edge publishes a settlement time of Varies by provider.

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