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ThePay

ThePay

Czech and Slovak e-shops and subscription businesses that want one gateway for cards, wallets and local bank payments.

VS

Stripe

SaaS & Developers

Stripe
Fees from
— vs 1.5%–3.15% + 1.8 SEK
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

7 shared

3 unique to ThePay · 13 unique to Stripe
On licensing

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Show full specs
6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
ThePay ThePay
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
—
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
—
2–4 business days
Founded
—
2010
Headquarters
—
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Stripe leads (6 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Stripe leads (20 vs 10)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

ThePay is best when you...

Czech and Slovak e-shops and subscription businesses that want one gateway for cards, wallets and local bank payments.
View ThePay

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with ThePay
Need Enterprise
Not available with ThePay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
ThePay doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between ThePay and Stripe?
They share 7 payment methods and 0 regions. ThePay adds Maestro, Open Banking, QR Code that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 10 more that ThePay does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, ThePay or Stripe?
ThePay has no published rate; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ThePay and Stripe?
ThePay lists 0 regions and 10 payment methods; Stripe lists 7 and 20. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ThePay and Stripe compare on integration and settlement?
Stripe offers a sandbox, ThePay does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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