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Thepeer

Thepeer

Nigerian Inter-App Transfers

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Per-transaction API vs Custom
Features

0 shared

2 unique to Thepeer · 1 unique to FIS
Regions

0 shared

1 unique to Thepeer · 6 unique to FIS
Pay methods

0 shared

14 unique to FIS
On fees

Thepeer publishes Per-transaction API from. FIS uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
3 features · 14 payment methods · 7 regions. We don't rank these — they're here for reference.
Thepeer Thepeer
FIS FIS
Quick Facts
Fees
Standard transaction rate
Per-transaction API
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2021
1968
Headquarters
Lagos, Nigeria
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Thepeer leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
FIS leads (14 vs 0)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
FIS leads (6 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Thepeer is best when you...

Nigerian Inter-App Transfers
Need Instant Payout
Not available with FIS
Need Startup Friendly
Not available with FIS
Want coverage in Africa
FIS doesn't cover this region
View Thepeer

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Thepeer
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
Thepeer doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Thepeer and FIS?
They share 0 payment methods and 0 regions. FIS adds ACH, Amex, Apple Pay and 11 more that Thepeer does not list; Thepeer also covers Africa; FIS also covers Asia, Europe and 4 more; only Thepeer offers Instant Payout, Startup Friendly.
Which is cheaper, Thepeer or FIS?
Thepeer has published rates from Per-transaction API; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Thepeer and FIS?
Thepeer lists 1 region and 0 payment methods; FIS lists 6 and 14. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Thepeer and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; FIS publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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