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Thunes

Thunes

Cross-Border Remittances

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

2 unique to Thunes · 5 unique to A-Pay
Regions

5 shared

1 unique to Thunes · 1 unique to A-Pay
Pay methods

2 shared

2 unique to Thunes · 17 unique to A-Pay
On fees

Thunes uses custom pricing, quoted on engagement. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
7 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Thunes Thunes
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2016
2021
Headquarters
Singapore
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Cash Payment Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia
✓
✓

Thunes is best when you...

Cross-Border Remittances
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Thunes

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Thunes
Need High Risk Accepted
Not available with Thunes
Want coverage in Middle East
Thunes doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between Thunes and A-Pay?
They share 2 payment methods and 5 regions. Thunes adds Cash Payment, Digital Wallet that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that Thunes does not list; Thunes also covers North America; A-Pay also covers Middle East.
Which is cheaper, Thunes or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Thunes and A-Pay?
Thunes lists 6 regions and 4 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Thunes and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Thunes settles in Instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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