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Tigo Pesa

Tigo Pesa

Tanzania & Ghana Mobile Money

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Tigo Pesa · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

18 unique to A-Pay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
Tigo Pesa Tigo Pesa
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2010
2021
Headquarters
Dar es Salaam, Tanzania
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 1)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Tigo Pesa is best when you...

Tanzania & Ghana Mobile Money
Need Low Fees
Not available with A-Pay
View Tigo Pesa

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Tigo Pesa
Need High Risk Accepted
Not available with Tigo Pesa
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
Tigo Pesa doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Tigo Pesa and A-Pay?
They share 1 payment method and 1 region. A-Pay adds ACH, Alipay, Amex and 15 more that Tigo Pesa does not list; A-Pay also covers Asia, Europe and 3 more; only Tigo Pesa offers Low Fees; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Tigo Pesa or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Tigo Pesa and A-Pay?
Tigo Pesa lists 1 region and 1 payment method; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tigo Pesa and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Tigo Pesa does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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