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Tipalti

Tipalti

Automated AP/AR

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

2 unique to Tipalti · 5 unique to A-Pay
Regions

3 shared

1 unique to Tipalti · 3 unique to A-Pay
Pay methods

3 shared

3 unique to Tipalti · 16 unique to A-Pay
On fees

Tipalti uses custom pricing, quoted on engagement. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
7 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Tipalti Tipalti
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Varies by payment method and corridor
1–2 business days
Founded
2010
2021
Headquarters
Foster City, California, United States
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Check Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Tipalti is best when you...

Automated AP/AR
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Tipalti

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Tipalti
Need High Risk Accepted
Not available with Tipalti
Want coverage in Africa, Middle East, Southeast Asia
Tipalti doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Tipalti and A-Pay?
They share 3 payment methods and 3 regions. Tipalti adds Check, Virtual Card, Wire Transfer that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 13 more that Tipalti does not list; Tipalti also covers North America; A-Pay also covers Africa, Middle East and 1 more.
Which is cheaper, Tipalti or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Tipalti and A-Pay?
Tipalti lists 4 regions and 6 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tipalti and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Tipalti settles in Varies by payment method and corridor, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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