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TipJar

TipJar

UK Hospitality Digital Tipping

VS

Stripe

SaaS & Developers

Stripe
Fees from
5% platform fee vs 1.5%–3.15% + 1.8 SEK
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

4 shared

16 unique to Stripe
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
TipJar TipJar
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
5% platform fee
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
—
2–4 business days
Founded
2018
2010
Headquarters
London, UK
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

TipJar is best when you...

UK Hospitality Digital Tipping
View TipJar

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with TipJar
Need Enterprise
Not available with TipJar
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
TipJar doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between TipJar and Stripe?
They share 4 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 13 more that TipJar does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Enterprise and 3 more.
Which is cheaper, TipJar or Stripe?
TipJar has published rates from 5% platform fee; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TipJar and Stripe?
TipJar lists 1 region and 4 payment methods; Stripe lists 7 and 20. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TipJar and Stripe compare on integration and settlement?
Stripe offers a sandbox, TipJar does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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