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Toast

Toast

Restaurant Payments

VS

Fatora

Qatar Payment Gateway

Fatora
Fees from
2.49% + $0.15 per transaction vs 2.5%–2.9%
Features

0 shared

1 unique to Toast · 2 unique to Fatora
Regions

0 shared

1 unique to Toast · 1 unique to Fatora
Pay methods

3 shared

2 unique to Toast · 5 unique to Fatora
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Toast Toast
Fatora Fatora
Quick Facts
Fees
Standard transaction rate
2.49% + $0.15 per transaction
2.5%–2.9%
Settlement
Time to receive funds
1–2 business days
—
Founded
2012
2018
Headquarters
Boston, Massachusetts
Doha, Qatar
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Fatora leads (2 vs 1)
Enterprise Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Fatora leads (8 vs 5)
Amex Unique
—
✓
Apple Pay
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Gift Card Unique
✓
—
Google Pay Unique
✓
—
Mada Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Visa Unique
—
✓
Regions
Middle East Unique
—
✓
North America Unique
✓
—

Toast is best when you...

Restaurant Payments
Need Enterprise
Not available with Fatora
Want coverage in North America
Fatora doesn't cover this region
View Toast

Fatora is best when you...

Qatar Payment Gateway
Need Recurring Payments
Not available with Toast
Need Startup Friendly
Not available with Toast
Want coverage in Middle East
Toast doesn't cover this region
View Fatora

Frequently Asked Questions

What is the difference between Toast and Fatora?
They share 3 payment methods and 0 regions. Toast adds Gift Card, Google Pay that Fatora does not list; Fatora adds Amex, Mada, Mastercard and 2 more that Toast does not list; Toast also covers North America; Fatora also covers Middle East.
Which is cheaper, Toast or Fatora?
Toast has published rates from 2.49% + $0.15 per transaction; Fatora has published rates from 2.5%–2.9%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Toast and Fatora?
Toast lists 1 region and 5 payment methods; Fatora lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Toast and Fatora compare on integration and settlement?
both offer a sandbox; both support webhooks; Toast publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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