Toast

Toast

Restaurant Payments

VS

Par Technology

Restaurant POS Technology

Par Technology
Fees from
2.49% + $0.15 per transaction vs Custom
Features

1 shared

Regions

1 shared

Pay methods

5 shared

1 unique to Par Technology

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1 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Toast Toast
Par Technology Par Technology
Quick Facts
Fees
Standard transaction rate
2.49% + $0.15 per transaction
Custom
Settlement
Time to receive funds
1–2 business days
—
Founded
2012
1968
Headquarters
Boston, Massachusetts
New Hartford, New York
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise
✓
✓
Payment Methods
Par Technology leads (6 vs 5)
Apple Pay
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Gift Card
✓
✓
Google Pay
✓
✓
Samsung Pay Unique
—
✓
Regions
North America
✓
✓

Toast is best when you...

Restaurant Payments
View Toast

Par Technology is best when you...

Restaurant POS Technology
View Par Technology

Frequently Asked Questions

What is the difference between Toast and Par Technology?
They share 5 payment methods and 1 region. Par Technology adds Samsung Pay that Toast does not list.
Which is cheaper, Toast or Par Technology?
Toast has published rates from 2.49% + $0.15 per transaction; Par Technology has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Toast and Par Technology?
Toast lists 1 region and 5 payment methods; Par Technology lists 1 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Toast and Par Technology compare on integration and settlement?
Toast offers a sandbox, Par Technology does not list one; Toast supports webhooks; Toast publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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