Toast

Toast

Restaurant Payments

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
2.49% + $0.15 per transaction vs 0.99%–2.69%
Features

0 shared

1 unique to Toast · 8 unique to Paypercut
Regions

0 shared

1 unique to Toast · 1 unique to Paypercut
Pay methods

4 shared

1 unique to Toast · 7 unique to Paypercut
On payment methods

Paypercut supports 11 payment methods, 6 more than Toast. Verify directly with each provider before signing.

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Show full specs
9 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
Toast Toast
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
2.49% + $0.15 per transaction
0.99%–2.69%
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2012
2025
Headquarters
Boston, Massachusetts
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 1)
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paypercut leads (11 vs 5)
Apple Pay
✓
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Gift Card Unique
✓
—
Google Pay
✓
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Payment Link Unique
—
✓
Qr Code Unique
—
✓
Visa Unique
—
✓
Regions
Europe Unique
—
✓
North America Unique
✓
—

Toast is best when you...

Restaurant Payments
Need Enterprise
Not available with Paypercut
Want coverage in North America
Paypercut doesn't cover this region
View Toast

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Toast
Need Low Fees
Not available with Toast
Want coverage in Europe
Toast doesn't cover this region
View Paypercut

Frequently Asked Questions

What is the difference between Toast and Paypercut?
They share 4 payment methods and 0 regions. Toast adds Gift Card that Paypercut does not list; Paypercut adds BLIK, Buy Now Pay Later, Maestro and 4 more that Toast does not list; Toast also covers North America; Paypercut also covers Europe.
Which is cheaper, Toast or Paypercut?
Toast has published rates from 2.49% + $0.15 per transaction; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Toast and Paypercut?
Toast lists 1 region and 5 payment methods; Paypercut lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Toast and Paypercut compare on integration and settlement?
Toast offers a sandbox, Paypercut does not list one; Toast supports webhooks; Toast settles in 1–2 business days, Paypercut in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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