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Toss Payments

Toss Payments

Korean Payment Gateway

VS

dLocal

Emerging Markets

dLocal
Fees from
From 2.5% per transaction vs 3-7% all-inclusive
Features

0 shared

2 unique to Toss Payments · 2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

5 unique to Toss Payments · 9 unique to dLocal

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Show full specs
4 features · 15 payment methods · 4 regions. We don't rank these — they're here for reference.
Toss Payments Toss Payments
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
From 2.5% per transaction
3-7% all-inclusive
Settlement
Time to receive funds
Next business day
2–7 business days
Founded
2013
2016
Headquarters
Seoul, South Korea
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 6)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
✓
—
Oxxo Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Pse Unique
—
✓
Virtual Account Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Toss Payments is best when you...

Korean Payment Gateway
Need Instant Sandbox
Not available with dLocal
Need Startup Friendly
Not available with dLocal
View Toss Payments

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Toss Payments
Need Instant Payout
Not available with Toss Payments
Want coverage in Africa, Latin America, Middle East
Toss Payments doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Toss Payments and dLocal?
They share 1 payment method and 1 region. Toss Payments adds Credit Card, Debit Card, Mobile Payment and 2 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Toss Payments does not list; dLocal also covers Africa, Latin America and 1 more; only Toss Payments offers Instant Sandbox, Startup Friendly.
Which is cheaper, Toss Payments or dLocal?
Toss Payments has published rates from From 2.5% per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Toss Payments and dLocal?
Toss Payments lists 1 region and 6 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Toss Payments and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Toss Payments settles in Next business day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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