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Toss

Toss

Korean Fintech Super-App

VS

Paystand

B2B Zero-Fee Payments

Paystand
Fees from
Custom vs Custom
Features

0 shared

1 unique to Toss · 2 unique to Paystand
Regions

0 shared

1 unique to Toss · 1 unique to Paystand
Pay methods

3 shared

1 unique to Toss · 2 unique to Paystand
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
3 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
Toss Toss
Paystand Paystand
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2013
2014
Headquarters
Seoul, South Korea
Scotts Valley, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystand leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Payment Methods
Paystand leads (5 vs 4)
Ach Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Echeck Unique
—
✓
Mobile Payment Unique
✓
—
Regions
Asia Unique
✓
—
North America Unique
—
✓

Toss is best when you...

Korean Fintech Super-App
Need Instant Payout
Not available with Paystand
Want coverage in Asia
Paystand doesn't cover this region
View Toss

Paystand is best when you...

B2B Zero-Fee Payments
Need Enterprise
Not available with Toss
Need Low Fees
Not available with Toss
Want coverage in North America
Toss doesn't cover this region
View Paystand

Frequently Asked Questions

What is the difference between Toss and Paystand?
They share 3 payment methods and 0 regions. Toss adds Mobile Payment that Paystand does not list; Paystand adds ACH, eCheck that Toss does not list; Toss also covers Asia; Paystand also covers North America.
Which is cheaper, Toss or Paystand?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Toss and Paystand?
Toss lists 1 region and 4 payment methods; Paystand lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Toss and Paystand compare on integration and settlement?
both offer a sandbox; both support webhooks; Toss settles in Instant, Paystand in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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