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Touch 'n Go

Touch 'n Go

Malaysian market

VS

Alipay

Chinese Consumers

Alipay
Fees from
0.5% - 1% vs Custom
Features

0 shared

2 unique to Touch 'n Go · 2 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

1 shared

2 unique to Touch 'n Go · 6 unique to Alipay
On region

Alipay covers 8 regions; Touch 'n Go covers 2. Verify directly with each provider before signing.

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Show full specs
4 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
Touch 'n Go Touch 'n Go
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
0.5% - 1%
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2017
2004
Headquarters
Kuala Lumpur, Malaysia
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Nfc Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

Touch 'n Go is best when you...

Malaysian market
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View Touch 'n Go

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Touch 'n Go
Need Instant Payout
Not available with Touch 'n Go
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Touch 'n Go doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Touch 'n Go and Alipay?
They share 1 payment method and 2 regions. Touch 'n Go adds Mobile Wallet, NFC that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that Touch 'n Go does not list; Alipay also covers Africa, Europe and 4 more; only Touch 'n Go offers Low Fees, Startup Friendly.
Which is cheaper, Touch 'n Go or Alipay?
Touch 'n Go has published rates from 0.5% - 1%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Touch 'n Go and Alipay?
Touch 'n Go lists 2 regions and 3 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Touch 'n Go and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Touch 'n Go settles in 1–2 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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