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Tpay

Tpay

Simple payments

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
1.3-2.3% vs 0.99%–2.69%
Features

2 shared

6 unique to Paypercut
Regions

1 shared

Pay methods

4 shared

1 unique to Tpay · 7 unique to Paypercut
On payment methods

Paypercut supports 11 payment methods, 6 more than Tpay. Verify directly with each provider before signing.

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Show full specs
8 features · 12 payment methods · 1 regions. We don't rank these — they're here for reference.
Tpay Tpay
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
1.3-2.3%
0.99%–2.69%
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2003
2025
Headquarters
Warsaw, Poland
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 2)
Instant Sandbox Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Paypercut leads (11 vs 5)
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Blik
✓
✓
Bnpl Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Payment Link
✓
✓
Qr Code Unique
—
✓
Visa
✓
✓
Regions
Europe
✓
✓

Tpay is best when you...

Simple payments
View Tpay

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Tpay
Need Marketplace Support
Not available with Tpay
View Paypercut

Frequently Asked Questions

What is the difference between Tpay and Paypercut?
They share 4 payment methods and 1 region. Tpay adds Bank Transfer that Paypercut does not list; Paypercut adds Apple Pay, Buy Now Pay Later, Credit Card and 4 more that Tpay does not list; only Paypercut offers Instant Sandbox, Marketplace Support and 4 more.
Which is cheaper, Tpay or Paypercut?
Tpay has published rates from 1.3-2.3%; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Tpay and Paypercut?
Tpay lists 1 region and 5 payment methods; Paypercut lists 1 and 11. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tpay and Paypercut compare on integration and settlement?
Tpay offers a sandbox, Paypercut does not list one; Tpay supports webhooks; Tpay settles in 1–2 business days, Paypercut in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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