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Transact Pro

Transact Pro

European online merchants and payment businesses that need card acquiring, a white-label gateway or card issuing from a Latvian EMI

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Card acquiring: individual rates starting from 0.5% per transaction vs Interchange + + $0.3
Features

0 shared

3 unique to Adyen
Regions

0 shared

8 unique to Adyen
Pay methods

5 shared

4 unique to Transact Pro · 32 unique to Adyen
On fees

Transact Pro publishes Card acquiring: individual rates starting from 0.5% per transaction from. Adyen publishes Interchange + + $0.3 from. Verify directly with each provider before signing.

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Show full specs
3 features · 41 payment methods · 8 regions. We don't rank these — they're here for reference.
Transact Pro Transact Pro
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Card acquiring: individual rates starting from 0.5% per transaction
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 9)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Gift Card Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Real Time Payments Unique
—
✓
Sepa
✓
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Virtual Card Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Transact Pro is best when you...

European online merchants and payment businesses that need card acquiring, a white-label gateway or card issuing from a Latvian EMI
View Transact Pro

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Transact Pro
Need Instant Payout
Not available with Transact Pro
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Transact Pro doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Transact Pro and Adyen?
They share 5 payment methods and 0 regions. Transact Pro adds Gift Card, Prepaid Card, SWIFT and 1 more that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 29 more that Transact Pro does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Transact Pro or Adyen?
Transact Pro has published rates from Card acquiring: individual rates starting from 0.5% per transaction; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Transact Pro and Adyen?
Transact Pro lists 0 regions and 9 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Transact Pro and Adyen compare on integration and settlement?
Adyen offers a sandbox, Transact Pro does not list one; Adyen supports webhooks; Adyen publishes a settlement time of 1–3 business days.

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