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Transbank

Transbank

Chilean Payment Processing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Transbank · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

3 shared

2 unique to Transbank · 16 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 14 more than Transbank. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
Transbank Transbank
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
1989
2021
Headquarters
Santiago, Chile
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Transbank is best when you...

Chilean Payment Processing
Need Enterprise
Not available with A-Pay
View Transbank

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Transbank
Need High Risk Accepted
Not available with Transbank
Want coverage in Africa, Asia, Europe, Middle East, Southeast Asia
Transbank doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Transbank and A-Pay?
They share 3 payment methods and 1 region. Transbank adds Debit Card, Prepaid Card that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Transbank does not list; A-Pay also covers Africa, Asia and 3 more; only Transbank offers Enterprise.
Which is cheaper, Transbank or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Transbank and A-Pay?
Transbank lists 1 region and 5 payment methods; A-Pay lists 6 and 19. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Transbank and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Transbank settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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