Transbank

Transbank

Chilean Payment Processing

VS

AffiniPay (8am)

Professional services

AffiniPay (8am)
Fees from
Custom vs 2.95% + $0.30
Features

1 shared

1 unique to AffiniPay (8am)
Regions

0 shared

1 unique to Transbank · 1 unique to AffiniPay (8am)
Pay methods

2 shared

3 unique to Transbank · 4 unique to AffiniPay (8am)
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
Transbank Transbank
AffiniPay (8am) AffiniPay (8am)
Quick Facts
Fees
Standard transaction rate
Custom
2.95% + $0.30
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
1989
2005
Headquarters
Santiago, Chile
Austin, Texas, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
AffiniPay (8am) leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
—
✓
Payment Methods
AffiniPay (8am) leads (6 vs 5)
Ach Unique
—
✓
Amex Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
—
✓
Echeck Unique
—
✓
Mastercard
✓
✓
Prepaid Card Unique
✓
—
Visa
✓
✓
Regions
Latin America Unique
✓
—
North America Unique
—
✓

Transbank is best when you...

Chilean Payment Processing
Want coverage in Latin America
AffiniPay (8am) doesn't cover this region
View Transbank

AffiniPay (8am) is best when you...

Professional services
Need Recurring Payments
Not available with Transbank
Want coverage in North America
Transbank doesn't cover this region
View AffiniPay (8am)

Frequently Asked Questions

What is the difference between Transbank and AffiniPay (8am)?
They share 2 payment methods and 0 regions. Transbank adds Credit Card, Debit Card, Prepaid Card that AffiniPay (8am) does not list; AffiniPay (8am) adds ACH, Amex, Discover and 1 more that Transbank does not list; Transbank also covers Latin America; AffiniPay (8am) also covers North America.
Which is cheaper, Transbank or AffiniPay (8am)?
Transbank has custom pricing quoted on engagement; AffiniPay (8am) has published rates from 2.95% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Transbank and AffiniPay (8am)?
Transbank lists 1 region and 5 payment methods; AffiniPay (8am) lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Transbank and AffiniPay (8am) compare on integration and settlement?
both offer a sandbox; both support webhooks; Transbank settles in 1–2 business days, AffiniPay (8am) in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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