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Transbank

Transbank

Chilean Payment Processing

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

2 shared

3 unique to Transbank · 8 unique to dLocal
On payment methods

dLocal supports 10 payment methods, 5 more than Transbank. Verify directly with each provider before signing.

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2 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
Transbank Transbank
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
1–2 business days
2–7 business days
Founded
1989
2016
Headquarters
Santiago, Chile
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓

Transbank is best when you...

Chilean Payment Processing
View Transbank

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Transbank
Want coverage in Africa, Asia, Middle East
Transbank doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Transbank and dLocal?
They share 2 payment methods and 1 region. Transbank adds Credit Card, Debit Card, Prepaid Card that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 5 more that Transbank does not list; dLocal also covers Africa, Asia and 1 more; only dLocal offers Instant Payout.
Which is cheaper, Transbank or dLocal?
Transbank has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Transbank and dLocal?
Transbank lists 1 region and 5 payment methods; dLocal lists 4 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Transbank and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Transbank settles in 1–2 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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