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Transbank

Transbank

Chilean Payment Processing

VS

Opayo

UK businesses

Opayo
Fees from
Custom vs From £25/month
Features

0 shared

1 unique to Transbank · 1 unique to Opayo
Regions

0 shared

1 unique to Transbank · 1 unique to Opayo
Pay methods

2 shared

3 unique to Transbank · 5 unique to Opayo
On licensing

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Show full specs
2 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Transbank Transbank
Opayo Opayo
Quick Facts
Fees
Standard transaction rate
Custom
From £25/month
Settlement
Time to receive funds
1–2 business days
2–3 business days
Founded
1989
2001
Headquarters
Santiago, Chile
Newcastle Upon Tyne, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Opayo leads (7 vs 5)
Amex Unique
—
✓
Apple Pay Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Prepaid Card Unique
✓
—
Visa
✓
✓
Regions
Europe Unique
—
✓
Latin America Unique
✓
—

Transbank is best when you...

Chilean Payment Processing
Need Enterprise
Not available with Opayo
Want coverage in Latin America
Opayo doesn't cover this region
View Transbank

Opayo is best when you...

UK businesses
Need Startup Friendly
Not available with Transbank
Want coverage in Europe
Transbank doesn't cover this region
View Opayo

Frequently Asked Questions

What is the difference between Transbank and Opayo?
They share 2 payment methods and 0 regions. Transbank adds Credit Card, Debit Card, Prepaid Card that Opayo does not list; Opayo adds Amex, Apple Pay, Google Pay and 2 more that Transbank does not list; Transbank also covers Latin America; Opayo also covers Europe.
Which is cheaper, Transbank or Opayo?
Transbank has custom pricing quoted on engagement; Opayo has published rates from From £25/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Transbank and Opayo?
Transbank lists 1 region and 5 payment methods; Opayo lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Transbank and Opayo compare on integration and settlement?
both offer a sandbox; both support webhooks; Transbank settles in 1–2 business days, Opayo in 2–3 business days.

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