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TransferGo

TransferGo

European Cross-Border Transfers

VS

Checkout.com

Global Performance

Checkout.com
Fees from
From €0.99 per transfer vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

1 unique to TransferGo · 3 unique to Checkout.com
Regions

2 shared

6 unique to Checkout.com
Pay methods

2 shared

4 unique to TransferGo · 33 unique to Checkout.com
On settlement

TransferGo settles in 1–2 business days; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
TransferGo TransferGo
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
From €0.99 per transfer
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2012
2012
Headquarters
London, United Kingdom
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

TransferGo is best when you...

European Cross-Border Transfers
Need Low Fees
Not available with Checkout.com
View TransferGo

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with TransferGo
Need Instant Sandbox
Not available with TransferGo
Want coverage in Africa, Latin America, Middle East, North America, Oceania, Southeast Asia
TransferGo doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between TransferGo and Checkout.com?
They share 2 payment methods and 2 regions. TransferGo adds Bank Transfer, Credit Card, Debit Card and 1 more that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 30 more that TransferGo does not list; Checkout.com also covers Africa, Latin America and 4 more; only TransferGo offers Low Fees.
Which is cheaper, TransferGo or Checkout.com?
TransferGo has published rates from From €0.99 per transfer; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TransferGo and Checkout.com?
TransferGo lists 2 regions and 6 payment methods; Checkout.com lists 8 and 35. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TransferGo and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, TransferGo does not list one; Checkout.com supports webhooks; TransferGo settles in 1–2 business days, Checkout.com in 1–3 business days.

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