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TransferGo

TransferGo

European Cross-Border Transfers

VS

Starling Bank

UK Business Banking

Starling Bank
Fees from
From €0.99 per transfer vs Free personal accounts
Features

2 shared

1 unique to Starling Bank
Regions

1 shared

1 unique to TransferGo
Pay methods

4 shared

2 unique to TransferGo · 2 unique to Starling Bank
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
TransferGo TransferGo
Starling Bank Starling Bank
Quick Facts
Fees
Standard transaction rate
From €0.99 per transfer
Free personal accounts
Settlement
Time to receive funds
1–2 business days
—
Founded
2012
2014
Headquarters
London, United Kingdom
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Starling Bank leads (3 vs 2)
Instant Payout
✓
✓
Low Fees
✓
✓
Recurring Payments Unique
—
✓
Payment Methods
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card
✓
✓
Direct Debit Unique
—
✓
Faster Payments Unique
—
✓
Google Pay
✓
✓
Swift Unique
✓
—
Regions
TransferGo leads (2 vs 1)
Asia Unique
✓
—
Europe
✓
✓

TransferGo is best when you...

European Cross-Border Transfers
Want coverage in Asia
Starling Bank doesn't cover this region
View TransferGo

Starling Bank is best when you...

UK Business Banking
Need Recurring Payments
Not available with TransferGo
View Starling Bank

Frequently Asked Questions

What is the difference between TransferGo and Starling Bank?
They share 4 payment methods and 1 region. TransferGo adds Credit Card, SWIFT that Starling Bank does not list; Starling Bank adds Direct Debit, Faster Payments that TransferGo does not list; TransferGo also covers Asia; only Starling Bank offers Recurring Payments.
Which is cheaper, TransferGo or Starling Bank?
TransferGo has published rates from From €0.99 per transfer; Starling Bank has published rates from Free personal accounts. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TransferGo and Starling Bank?
TransferGo lists 2 regions and 6 payment methods; Starling Bank lists 1 and 6. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TransferGo and Starling Bank compare on integration and settlement?
Starling Bank offers a sandbox, TransferGo does not list one; Starling Bank supports webhooks; TransferGo publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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