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TransferGo

TransferGo

European Cross-Border Transfers

VS

Stripe

SaaS & Developers

Stripe
Fees from
From €0.99 per transfer vs 1.5%–3.15% + 1.8 SEK
Features

1 shared

1 unique to TransferGo · 5 unique to Stripe
Regions

2 shared

5 unique to Stripe
Pay methods

5 shared

1 unique to TransferGo · 15 unique to Stripe

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Show full specs
7 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
TransferGo TransferGo
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
From €0.99 per transfer
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
1–2 business days
2–4 business days
Founded
2012
2010
Headquarters
London, United Kingdom
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Stripe leads (20 vs 6)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Swift Unique
✓
—
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Stripe leads (7 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

TransferGo is best when you...

European Cross-Border Transfers
Need Low Fees
Not available with Stripe
View TransferGo

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with TransferGo
Need Enterprise
Not available with TransferGo
Want coverage in Africa, Latin America, Middle East, North America, Oceania
TransferGo doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between TransferGo and Stripe?
They share 5 payment methods and 2 regions. TransferGo adds SWIFT that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 12 more that TransferGo does not list; Stripe also covers Africa, Latin America and 3 more; only TransferGo offers Low Fees.
Which is cheaper, TransferGo or Stripe?
TransferGo has published rates from From €0.99 per transfer; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TransferGo and Stripe?
TransferGo lists 2 regions and 6 payment methods; Stripe lists 7 and 20. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TransferGo and Stripe compare on integration and settlement?
Stripe offers a sandbox, TransferGo does not list one; Stripe supports webhooks; TransferGo settles in 1–2 business days, Stripe in 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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