TransFi

TransFi

Crypto-Powered Cross-Border

VS

Fipto

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.

Fipto
Fees from
From 0.5% per transaction vs Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
Features

0 shared

2 unique to TransFi
Regions

0 shared

4 unique to TransFi
Pay methods

2 shared

5 unique to TransFi · 6 unique to Fipto

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Show full specs
2 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
TransFi TransFi
Fipto Fipto
Quick Facts
Fees
Standard transaction rate
From 0.5% per transaction
Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
Settlement
Time to receive funds
Same day
Near-instant
Founded
2021
—
Headquarters
Singapore
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
TransFi leads (2 vs 0)
Crypto Support Unique
✓
—
Low Fees Unique
✓
—
Payment Methods
Fipto leads (8 vs 7)
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Credit Card Unique
✓
—
Crypto Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Ethereum Unique
—
✓
Payment Link Unique
—
✓
Sepa
✓
✓
Solana Unique
—
✓
Stablecoin
✓
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Regions
TransFi leads (4 vs 0)
Asia Unique
✓
—
Latin America Unique
✓
—
North America Unique
✓
—
Southeast Asia Unique
✓
—

TransFi is best when you...

Crypto-Powered Cross-Border
Need Crypto Support
Not available with Fipto
Need Low Fees
Not available with Fipto
Want coverage in Asia, Latin America, North America, Southeast Asia
Fipto doesn't cover these regions
View TransFi

Fipto is best when you...

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.
View Fipto

Frequently Asked Questions

What is the difference between TransFi and Fipto?
They share 2 payment methods and 0 regions. TransFi adds Bank Transfer, Credit Card, Crypto and 2 more that Fipto does not list; Fipto adds Bitcoin, Ethereum, Payment Link and 3 more that TransFi does not list; TransFi also covers Asia, Latin America and 2 more; only TransFi offers Crypto Support, Low Fees.
Which is cheaper, TransFi or Fipto?
TransFi has published rates from From 0.5% per transaction; Fipto has published rates from Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TransFi and Fipto?
TransFi lists 4 regions and 7 payment methods; Fipto lists 0 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TransFi and Fipto compare on integration and settlement?
TransFi offers a sandbox, Fipto does not list one; TransFi supports webhooks; TransFi settles in Same day, Fipto in Near-instant.

Are you TransFi or Fipto?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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