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TransFi

TransFi

Crypto-Powered Cross-Border

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
From 0.5% per transaction vs Custom
Features

2 shared

8 unique to Niobi
Regions

0 shared

4 unique to TransFi · 2 unique to Niobi
Pay methods

1 shared

6 unique to TransFi · 6 unique to Niobi

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Show full specs
10 features · 13 payment methods · 6 regions. We don't rank these — they're here for reference.
TransFi TransFi
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
From 0.5% per transaction
Custom
Settlement
Time to receive funds
Same day
—
Founded
2021
2023
Headquarters
Singapore
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 2)
Crypto Support
✓
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Payment Methods
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Eft Unique
—
✓
M Pesa Unique
—
✓
Mobile Wallet Unique
—
✓
Sepa Unique
✓
—
Stablecoin
✓
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Regions
TransFi leads (4 vs 2)
Africa Unique
—
✓
Asia Unique
✓
—
Global Unique
—
✓
Latin America Unique
✓
—
North America Unique
✓
—
Southeast Asia Unique
✓
—

TransFi is best when you...

Crypto-Powered Cross-Border
Want coverage in Asia, Latin America, North America, Southeast Asia
Niobi doesn't cover these regions
View TransFi

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Enterprise
Not available with TransFi
Need Instant Payout
Not available with TransFi
Want coverage in Africa, Global
TransFi doesn't cover these regions
View Niobi

Frequently Asked Questions

What is the difference between TransFi and Niobi?
They share 1 payment method and 0 regions. TransFi adds Bank Transfer, Credit Card, Crypto and 3 more that Niobi does not list; Niobi adds EFT, M-Pesa, Mobile Wallet and 3 more that TransFi does not list; TransFi also covers Asia, Latin America and 2 more; Niobi also covers Africa, Global.
Which is cheaper, TransFi or Niobi?
TransFi has published rates from From 0.5% per transaction; Niobi has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TransFi and Niobi?
TransFi lists 4 regions and 7 payment methods; Niobi lists 2 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TransFi and Niobi compare on integration and settlement?
both offer a sandbox; both support webhooks; TransFi publishes a settlement time of Same day.

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