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TransFi

TransFi

Crypto-Powered Cross-Border

VS

Openpay

Mexican e-commerce

Openpay
Fees from
From 0.5% per transaction vs 2.9% + MXN 2.50
Features

1 shared

1 unique to TransFi · 1 unique to Openpay
Regions

1 shared

3 unique to TransFi
Pay methods

2 shared

5 unique to TransFi · 3 unique to Openpay
On settlement

TransFi settles in Same day; Openpay settles in 2–3 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 10 payment methods · 4 regions. We don't rank these — they're here for reference.
TransFi TransFi
Openpay Openpay
Quick Facts
Fees
Standard transaction rate
From 0.5% per transaction
2.9% + MXN 2.50
Settlement
Time to receive funds
Same day
2–3 business days
Founded
2021
2012
Headquarters
Singapore
Mexico City, Mexico
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support
✓
✓
Low Fees Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
TransFi leads (7 vs 5)
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Crypto
✓
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Faster Payments Unique
—
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Swift Unique
—
✓
Regions
TransFi leads (4 vs 1)
Asia Unique
✓
—
Latin America
✓
✓
North America Unique
✓
—
Southeast Asia Unique
✓
—

TransFi is best when you...

Crypto-Powered Cross-Border
Need Low Fees
Not available with Openpay
Want coverage in Asia, North America, Southeast Asia
Openpay doesn't cover these regions
View TransFi

Openpay is best when you...

Mexican e-commerce
Need Startup Friendly
Not available with TransFi
View Openpay

Frequently Asked Questions

What is the difference between TransFi and Openpay?
They share 2 payment methods and 1 region. TransFi adds Bank Transfer, Credit Card, Debit Card and 2 more that Openpay does not list; Openpay adds Buy Now Pay Later, Faster Payments, SWIFT that TransFi does not list; TransFi also covers Asia, North America and 1 more; only TransFi offers Low Fees.
Which is cheaper, TransFi or Openpay?
TransFi has published rates from From 0.5% per transaction; Openpay has published rates from 2.9% + MXN 2.50. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TransFi and Openpay?
TransFi lists 4 regions and 7 payment methods; Openpay lists 1 and 5. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TransFi and Openpay compare on integration and settlement?
both offer a sandbox; both support webhooks; TransFi settles in Same day, Openpay in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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