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TransFi

TransFi

Crypto-Powered Cross-Border

VS

Paygatex

Paygatex
Fees from
From 0.5% per transaction vs 0.2%–1%
Features

2 shared

7 unique to Paygatex
Regions

3 shared

1 unique to TransFi · 5 unique to Paygatex
Pay methods

2 shared

5 unique to TransFi · 16 unique to Paygatex
On region

Paygatex covers 8 regions; TransFi covers 4. Verify directly with each provider before signing.

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Show full specs
9 features · 23 payment methods · 9 regions. We don't rank these — they're here for reference.
TransFi TransFi
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
From 0.5% per transaction
0.2%–1%
Settlement
Time to receive funds
Same day
Same day
Founded
2021
2023
Headquarters
Singapore
Saint Kitts and Nevis
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 2)
Crypto Support
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paygatex leads (18 vs 7)
Arbitrum Unique
—
✓
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Credit Card Unique
✓
—
Crypto
✓
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Dogecoin Unique
—
✓
Ethereum Unique
—
✓
Invoice Unique
—
✓
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Sepa Unique
✓
—
Solana Unique
—
✓
Stablecoin
✓
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Xrp Unique
—
✓
Regions
Paygatex leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Global Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia
✓
✓

TransFi is best when you...

Crypto-Powered Cross-Border
Want coverage in North America
Paygatex doesn't cover this region
View TransFi

Paygatex is best when you...

Need High Risk Accepted
Not available with TransFi
Need Instant Payout
Not available with TransFi
Want coverage in Africa, Global, Middle East, Oceania, South America
TransFi doesn't cover these regions
View Paygatex

Frequently Asked Questions

What is the difference between TransFi and Paygatex?
They share 2 payment methods and 3 regions. TransFi adds Bank Transfer, Credit Card, Debit Card and 2 more that Paygatex does not list; Paygatex adds Arbitrum, Bitcoin, BNB and 13 more that TransFi does not list; TransFi also covers North America; Paygatex also covers Africa, Global and 3 more.
Which is cheaper, TransFi or Paygatex?
TransFi has published rates from From 0.5% per transaction; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TransFi and Paygatex?
TransFi lists 4 regions and 7 payment methods; Paygatex lists 8 and 18. both cover Asia, Latin America, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TransFi and Paygatex compare on integration and settlement?
both offer a sandbox; both support webhooks; TransFi settles in Same day, Paygatex in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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