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Treezor

Treezor

European BaaS

VS

Carat (Fiserv)

Enterprise Commerce Platform

Carat (Fiserv)
Fees from
Custom vs Custom
Features

1 shared

1 unique to Treezor
Regions

1 shared

2 unique to Carat (Fiserv)
Pay methods

2 shared

3 unique to Treezor · 12 unique to Carat (Fiserv)
On fees

Treezor uses custom pricing, quoted on engagement. Carat (Fiserv) uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
2 features · 17 payment methods · 3 regions. We don't rank these — they're here for reference.
Treezor Treezor
Carat (Fiserv) Carat (Fiserv)
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
—
Founded
2016
2021
Headquarters
Paris, France
United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Treezor leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
✓
—
Payment Methods
Carat (Fiserv) leads (14 vs 5)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
✓
—
Direct Debit
✓
✓
Google Pay Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
✓
—
Venmo Unique
—
✓
Visa Unique
—
✓
Regions
Carat (Fiserv) leads (3 vs 1)
Asia Unique
—
✓
Europe
✓
✓
North America Unique
—
✓

Treezor is best when you...

European BaaS
Need Recurring Payments
Not available with Carat (Fiserv)
View Treezor

Carat (Fiserv) is best when you...

Enterprise Commerce Platform
Want coverage in Asia, North America
Treezor doesn't cover these regions
View Carat (Fiserv)

Frequently Asked Questions

What is the difference between Treezor and Carat (Fiserv)?
They share 2 payment methods and 1 region. Treezor adds Credit Card, SEPA, SEPA Direct Debit that Carat (Fiserv) does not list; Carat (Fiserv) adds ACH, Amex, Apple Pay and 9 more that Treezor does not list; Carat (Fiserv) also covers Asia, North America; only Treezor offers Recurring Payments.
Which is cheaper, Treezor or Carat (Fiserv)?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Treezor and Carat (Fiserv)?
Treezor lists 1 region and 5 payment methods; Carat (Fiserv) lists 3 and 14. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Treezor and Carat (Fiserv) compare on integration and settlement?
both offer a sandbox; both support webhooks; Treezor publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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