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Troy

Troy

Turkish Card Network

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to Troy · 1 unique to dLocal
Regions

1 shared

1 unique to Troy · 3 unique to dLocal
Pay methods

2 shared

8 unique to dLocal
On fees

Troy uses custom pricing, quoted on engagement. dLocal publishes 3-7% all-inclusive from. Verify directly with each provider before signing.

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Show full specs
3 features · 10 payment methods · 5 regions. We don't rank these — they're here for reference.
Troy Troy
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2016
2016
Headquarters
Turkey
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Enterprise
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 2)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East
✓
✓

Troy is best when you...

Turkish Card Network
Need Low Fees
Not available with dLocal
Want coverage in Europe
dLocal doesn't cover this region
View Troy

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Troy
Want coverage in Africa, Asia, Latin America
Troy doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Troy and dLocal?
They share 2 payment methods and 1 region. dLocal adds Amex, Bank Transfer, Boleto and 5 more that Troy does not list; Troy also covers Europe; dLocal also covers Africa, Asia and 1 more; only Troy offers Low Fees.
Which is cheaper, Troy or dLocal?
Troy has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Troy and dLocal?
Troy lists 2 regions and 2 payment methods; dLocal lists 4 and 10. both cover Middle East. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Troy and dLocal compare on integration and settlement?
dLocal offers a sandbox, Troy does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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