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TWINT

TWINT

Swiss Mobile Payments

VS

Rakuten Pay

Japanese Cashless Payments

Rakuten Pay
Fees from
Custom vs 3.24% for merchants
Features

0 shared

2 unique to TWINT
Regions

0 shared

1 unique to TWINT · 1 unique to Rakuten Pay
Pay methods

3 shared

2 unique to TWINT · 1 unique to Rakuten Pay
On payment methods

TWINT supports 5 payment methods, 1 more than Rakuten Pay. Verify directly with each provider before signing.

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Show full specs
2 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
TWINT TWINT
Rakuten Pay Rakuten Pay
Quick Facts
Fees
Standard transaction rate
Custom
3.24% for merchants
Settlement
Time to receive funds
—
Next business day
Founded
2014
2018
Headquarters
Bern, Switzerland
Tokyo, Japan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
TWINT leads (2 vs 0)
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Payment Methods
TWINT leads (5 vs 4)
Contactless
✓
✓
Credit Card Unique
—
✓
Mobile Wallet
✓
✓
P2p Transfer Unique
✓
—
Qr Code
✓
✓
Twint Unique
✓
—
Regions
Asia Unique
—
✓
Europe Unique
✓
—

TWINT is best when you...

Swiss Mobile Payments
Need Instant Payout
Not available with Rakuten Pay
Need Low Fees
Not available with Rakuten Pay
Want coverage in Europe
Rakuten Pay doesn't cover this region
View TWINT

Rakuten Pay is best when you...

Japanese Cashless Payments
Want coverage in Asia
TWINT doesn't cover this region
View Rakuten Pay

Frequently Asked Questions

What is the difference between TWINT and Rakuten Pay?
They share 3 payment methods and 0 regions. TWINT adds P2P Transfer, TWINT that Rakuten Pay does not list; Rakuten Pay adds Credit Card that TWINT does not list; TWINT also covers Europe; Rakuten Pay also covers Asia.
Which is cheaper, TWINT or Rakuten Pay?
TWINT has custom pricing quoted on engagement; Rakuten Pay has published rates from 3.24% for merchants. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use TWINT and Rakuten Pay?
TWINT lists 1 region and 5 payment methods; Rakuten Pay lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do TWINT and Rakuten Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Rakuten Pay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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