Tyro

Tyro

Australian Merchants

VS

Cielo

Brazilian Payment Acquiring

Cielo
Fees from
Custom vs Custom
Features

0 shared

1 unique to Tyro · 1 unique to Cielo
Regions

0 shared

1 unique to Tyro · 1 unique to Cielo
Pay methods

2 shared

2 unique to Tyro · 8 unique to Cielo
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
Tyro Tyro
Cielo Cielo
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Next business day
—
Founded
2003
1995
Headquarters
Sydney, Australia
Barueri, Sao Paulo, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Cielo leads (10 vs 4)
Amex Unique
—
✓
Apple Pay Unique
✓
—
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Elo Unique
—
✓
Google Pay Unique
✓
—
Mastercard Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
—
✓
Visa Unique
—
✓
Regions
Latin America Unique
—
✓
Oceania Unique
✓
—

Tyro is best when you...

Australian Merchants
Need Low Fees
Not available with Cielo
Want coverage in Oceania
Cielo doesn't cover this region
View Tyro

Cielo is best when you...

Brazilian Payment Acquiring
Need Enterprise
Not available with Tyro
Want coverage in Latin America
Tyro doesn't cover this region
View Cielo

Frequently Asked Questions

What is the difference between Tyro and Cielo?
They share 2 payment methods and 0 regions. Tyro adds Apple Pay, Google Pay that Cielo does not list; Cielo adds Amex, Boleto, Digital Wallet and 5 more that Tyro does not list; Tyro also covers Oceania; Cielo also covers Latin America.
Which is cheaper, Tyro or Cielo?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Tyro and Cielo?
Tyro lists 1 region and 4 payment methods; Cielo lists 1 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tyro and Cielo compare on integration and settlement?
both offer a sandbox; both support webhooks; Tyro publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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