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Tyro

Tyro

Australian Merchants

VS

Pagsmile

LATAM Cross-Border Payments

Pagsmile
Fees from
Custom vs From 3.5% per transaction
Features

0 shared

1 unique to Tyro · 1 unique to Pagsmile
Regions

0 shared

1 unique to Tyro · 1 unique to Pagsmile
Pay methods

2 shared

2 unique to Tyro · 5 unique to Pagsmile
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
2 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
Tyro Tyro
Pagsmile Pagsmile
Quick Facts
Fees
Standard transaction rate
Custom
From 3.5% per transaction
Settlement
Time to receive funds
Next business day
2–5 business days
Founded
2003
2018
Headquarters
Sydney, Australia
Hong Kong
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Pagsmile leads (7 vs 4)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Regions
Latin America Unique
—
✓
Oceania Unique
✓
—

Tyro is best when you...

Australian Merchants
Need Low Fees
Not available with Pagsmile
Want coverage in Oceania
Pagsmile doesn't cover this region
View Tyro

Pagsmile is best when you...

LATAM Cross-Border Payments
Need Enterprise
Not available with Tyro
Want coverage in Latin America
Tyro doesn't cover this region
View Pagsmile

Frequently Asked Questions

What is the difference between Tyro and Pagsmile?
They share 2 payment methods and 0 regions. Tyro adds Apple Pay, Google Pay that Pagsmile does not list; Pagsmile adds Bank Transfer, Boleto, Digital Wallet and 2 more that Tyro does not list; Tyro also covers Oceania; Pagsmile also covers Latin America.
Which is cheaper, Tyro or Pagsmile?
Tyro has custom pricing quoted on engagement; Pagsmile has published rates from From 3.5% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Tyro and Pagsmile?
Tyro lists 1 region and 4 payment methods; Pagsmile lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Tyro and Pagsmile compare on integration and settlement?
both offer a sandbox; both support webhooks; Tyro settles in Next business day, Pagsmile in 2–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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