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Ualá

Ualá

Argentine Fintech

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 2.99% per transaction vs Custom
Features

1 shared

1 unique to Ualá · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

8 unique to Ualá · 17 unique to A-Pay
On fees

Ualá publishes From 2.99% per transaction from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 27 payment methods · 6 regions. We don't rank these — they're here for reference.
Ualá Ualá
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 2.99% per transaction
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2017
2021
Headquarters
Buenos Aires, Argentina
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bill Payment Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
P2p Transfer Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Prepaid Card Unique
✓
—
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Ualá is best when you...

Argentine Fintech
Need Instant Payout
Not available with A-Pay
View Ualá

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Ualá
Need High Risk Accepted
Not available with Ualá
Want coverage in Africa, Asia, Europe, Middle East, Southeast Asia
Ualá doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Ualá and A-Pay?
They share 2 payment methods and 1 region. Ualá adds Bill Payment, Contactless, Debit Card and 5 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that Ualá does not list; A-Pay also covers Africa, Asia and 3 more; only Ualá offers Instant Payout.
Which is cheaper, Ualá or A-Pay?
Ualá has published rates from From 2.99% per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ualá and A-Pay?
Ualá lists 1 region and 10 payment methods; A-Pay lists 6 and 19. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ualá and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Ualá does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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