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Ualá

Ualá

Argentine Fintech

VS

dLocal

Emerging Markets

dLocal
Fees from
From 2.99% per transaction vs 3-7% all-inclusive
Features

1 shared

1 unique to Ualá · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

9 unique to Ualá · 9 unique to dLocal
On licensing

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Show full specs
3 features · 19 payment methods · 4 regions. We don't rank these — they're here for reference.
Ualá Ualá
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
From 2.99% per transaction
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2017
2016
Headquarters
Buenos Aires, Argentina
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Amex Unique
—
✓
Bank Transfer
✓
✓
Bill Payment Unique
✓
—
Boleto Unique
—
✓
Cash Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
—
✓
P2p Transfer Unique
✓
—
Payment Link Unique
✓
—
Pix Unique
—
✓
Pos Unique
✓
—
Prepaid Card Unique
✓
—
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓

Ualá is best when you...

Argentine Fintech
Need Startup Friendly
Not available with dLocal
View Ualá

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Ualá
Want coverage in Africa, Asia, Middle East
Ualá doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Ualá and dLocal?
They share 1 payment method and 1 region. Ualá adds Bill Payment, Contactless, Credit Card and 6 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Ualá does not list; dLocal also covers Africa, Asia and 1 more; only Ualá offers Startup Friendly.
Which is cheaper, Ualá or dLocal?
Ualá has published rates from From 2.99% per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ualá and dLocal?
Ualá lists 1 region and 10 payment methods; dLocal lists 4 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ualá and dLocal compare on integration and settlement?
dLocal offers a sandbox, Ualá does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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